40% of all retirees say they left their jobs earlier than they had hoped due to illness, disability or layoffs. It is estimated that a couple will need $200,000 for medical expenses alone during their retirement. (A serious medical event costs $150,000 on average.)

Currently there is a 50% chance that one spouse will live beyond the age of 90.

The bottom line is that you need to put the pieces in place now for a secure tomorrow.

Why is it important to look into this?

Have your investments produced less than you hoped for? Are you becoming concerned with the prospect of a good retirement?

You are smart to worry.
It is estimated that to reach your retirement goal, you will need 40 times the amount that you currently spend in order to retire comfortably. Social Security has always been intended to supplement your retirement nest egg. It alone will not provide a comfortable retirement. For you to receive $10,000 in earned interest income, you will need $4 million at the point of retirement using a 4% interest earning vehicle.